2021-S Roosevelt Dime Value: Most Recent Collector Prices

The 2021-S Roosevelt Dime is worth anywhere from $5 in standard Proof condition to over $50 in high-grade Deep Cameo sets. While these modern coins aren’t found in your spare change, they hold significant value for collectors looking to complete their modern sets.

Condition / Grade	Estimated Market Value
PR 67 (Proof)	$5.00
PR 69 Deep Cameo	$12.00
PR 70 Deep Cameo (Perfect)	$35.00 – $65.00
Silver Proof PR 70	$85.00+

Understanding the 2021-S Roosevelt Dime

If you’ve recently looked through a special collector set and found a dime with a small “S” mint mark, you’re holding a piece of modern numismatic history. The 2021-S Roosevelt Dime was not produced for general circulation. Instead, the San Francisco Mint specifically struck these coins for collectors. If you’re unsure about the specifics of your find, using a top coin identifier app can help you distinguish between the standard clad version and the more valuable silver varieties.

The Roosevelt dime has been the workhorse of the American economy since 1946, but the 2021 release is special because it represents the continued evolution of the “Proof” finish. These coins feature mirrored backgrounds and frosted foregrounds, creating a beautiful contrast. To get a better idea of how your coin stacks up, you can check the current estimates for 2021 dimes to see where the S-mint fits into the broader market.

Many hobbyists use CoinKnow to track their collection because modern proof coins are often graded on very thin margins. A single scratch can drop the value significantly. Because these coins were sold in protective government packaging, they should ideally be in pristine condition. If you find one “in the wild” at a bank or in a jar, it likely was broken out of a set and spent by someone who didn’t recognize its collector premium.

Clad vs. Silver: Which 2021-S Do You Have?

One of the most important factors in determining your 2021-S Roosevelt Dime value is the metal composition. In 2021, the Mint produced two distinct types of Proof dimes. The first is the Copper-Nickel Clad version, which is the standard material used for dimes today. These are beautiful but generally less valuable than their silver counterparts.

The second type is the .999 Fine Silver Proof. Unlike older silver dimes from the 1960s which were 90% silver, the modern 2021-S silver dime is nearly pure silver. This makes the coin inherently valuable for its bullion content as well as its collector appeal. To identify which one you have, look at the edge of the coin. If you see a solid silver stripe, it’s silver; if you see a copper stripe, it’s clad.

Composition	Weight	Mintage (Estimated)
Clad (Copper-Nickel)	2.27 grams	~600,000
.999 Fine Silver	2.53 grams	~350,000

Grading and the Impact on Value

For a modern coin like the 2021-S, the grade is everything. Because these were never meant to be used at the grocery store, “Circulated” grades don’t really exist in the collector market. Instead, experts look for PR 69 or PR 70. A PR 70 grade means the coin is perfect under 5x magnification—no spots, no scratches, and a perfect strike.

For those tracking prices, checking the market rates for high-grade 2021 dimes reveals that only perfect specimens command a high premium. Most collectors will find that their coins fall into the PR 68 or 69 range, which usually sells for just a few dollars over the original Mint price.

Using CoinKnow helps enthusiasts understand “Deep Cameo” designations. This term refers to the intensity of the frost on the design versus the mirror of the background. A “DCAM” (Deep Cameo) coin is the gold standard for the 2021-S, and almost all 2021-S dimes should technically have this appearance unless they have been damaged by handling or environmental factors.

Total Mintage and Rarity

Is the 2021-S Roosevelt Dime rare? In the world of coins, “rarity” is a relative term. Compared to the millions of dimes struck in Philadelphia and Denver, the San Francisco proofs are quite rare. However, because they were produced specifically for collectors and kept in plastic cases, there are thousands of them available in top condition.

The mintage for the 2021 clad proof sets was roughly 600,000, while the silver sets were significantly lower. This supply is enough to satisfy modern demand, keeping prices stable. However, as the years go by and sets are broken up or lost, the value of pristine, graded singles often begins to climb. It is a long-term play for many collectors.

Issue Type	Avg. Raw Price	PCGS/NGC Graded Price
Clad Proof Single	$3.00 – $6.00	$15.00 – $30.00
Silver Proof Single	$15.00 – $22.00	$40.00 – $100.00

How to Sell Your 2021-S Roosevelt Dime

If you discover you have a 2021-S and want to cash in, you have several options. For a single coin that isn’t professionally graded, local coin shops may offer you a price slightly above face value (for clad) or spot price (for silver). Because a shop needs to make a profit, they rarely pay full retail for modern proofs unless they are in exceptionally high demand.

Online marketplaces like eBay are often the best bet for selling individual 2021-S coins. You can see what others are paying in real-time. Make sure to take high-quality, clear photos of both the front (obverse) and back (reverse). The “S” mint mark is located just above the date; highlighting this in your photos is key to a successful sale.

Before you sell, you might want to use CoinKnow to double-check if your coin has any unusual mint errors. While rare on proof coins, things like doubled dies or clipped planchets can turn a $5 coin into a $500 coin overnight. Errors on 2021 proof coins are extremely scarce, making them highly sought after by specialists who are willing to pay a massive premium.

Why Collectors Treasure the 2021 Series

The year 2021 was a significant year for the US Mint, famously known for the transition of the Silver Eagle designs. This excitement spilled over into the “minor” denominations like the Roosevelt Dime. Collectors who were already buying the prestigious 2021 silver sets often kept the dimes as part of the complete year-set.

Furthermore, the 2021-S represents a time of high technical proficiency at the San Francisco Mint. The strikes from this year are exceptionally sharp, showcasing the fine details of Franklin D. Roosevelt’s hair and the texture of the torch and branches on the reverse. For a casual owner, it’s a beautiful example of American craftsmanship that fits right in the palm of your hand.

Whether you are holding onto the coin as an investment or simply curious about a peculiar dime you found, the 2021-S Roosevelt Dime is a testament to the fact that you don’t need a coin from the 1800s for it to be special. Every mint mark tells a story, and the “S” mark tells a story of prestige and collector intent.

FAQ

Q: Can I find a 2021-S Dime in my pocket change?

A: It is very unlikely but possible. These were only sold in collector sets. If you find one in change, someone likely removed it from a set and spent it. These are called “impaired proofs” and are usually worth about 10-25 cents unless they are silver.

Q: How do I know if my 2021-S is silver or clad?

A: Look at the edge of the coin. If you see a copper-colored stripe, it is a standard clad proof. If the edge is solid silver/white all the way through, it is the .999 fine silver version. The silver version is also slightly heavier.

Q: Is it worth getting a 2021-S Roosevelt Dime professionally graded?

A: Generally, it is only worth it if the coin appears to be “perfect” (PR 70). The cost of grading (often $20-$40) may exceed the value of the coin if it receives a PR 69 or lower. Check modern price guides before sending it to PCGS or NGC.

Q: What does the “S” stand for on the dime?

A: The “S” stands for the San Francisco Mint. While the Philadelphia (P) and Denver (D) mints make coins for everyday use, San Francisco primarily focuses on creating high-quality Proof sets for collectors.