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The 2013-D Roosevelt Dime is worth anywhere from its face value of $0.10 in circulated condition to over $35 in pristine uncirculated grades. While most of these coins are common, finding a high-quality specimen or a unique mint error can significantly increase the cash value of what’s in your pocket.
| Condition / Grade | Estimated Value |
|---|---|
| Circulated (Average Wear) | $0.10 |
| About Uncirculated (AU) | $0.15 – $0.30 |
| Mint State 65 (Uncirculated) | $2.00 – $5.00 |
| Mint State 67+ High Grade | $15.00 – $40.00+ |
Overview of the 2013-D Roosevelt Dime
The 2013-D Roosevelt Dime is a fundamental part of modern American currency, struck at the Denver Mint. In 2013, the United States Mint produced over 1 billion of these coins specifically for circulation. Because the production numbers were so high, almost every 2013-D dime you find in your spare change today will only be worth its face value.
However, coin collecting is rarely about the “common” examples. Collectors look for “Mint State” coins—those that never actually made it into a cash register and still retain their original luster. If you are unsure whether your coin is a standard spender or a collector’s item, using a top coin identifier app can help you distinguish between various luster levels and surface conditions.
The 2013-D features the classic portrait of President Franklin D. Roosevelt on the obverse, designed by John R. Sinnock. The “D” mint mark is located just above the date, signifying its birth in the Mile High City. In terms of composition, these coins are made of a “clad” sandwich: a core of pure copper with an outer layer of 75% copper and 25% nickel.
For the average American, the CoinKnow app is an excellent resource for tracking these modern mintage figures and seeing how they compare to older silver issues. While the 2013-D doesn’t contain silver, its historical place in the long-running Roosevelt series makes it a necessary piece for anyone trying to complete a date-and-mint-mark set.
Your Old Coin Could Be Valuable!
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Determining the 2013-D Roosevelt Dime Value by Grade
When assessing the value of a 2013-D Roosevelt Dime, the condition is the most critical factor. In the numismatic world, coins are graded on a scale from 1 to 70. Most coins found in change are “Circulated,” meaning they have scratches, dullness, or smoothed-out details.
“Mint State” (MS) coins are those that look exactly as they did when they left the mint. A 2013-D dime in MS65 is relatively inexpensive, but as you climb to MS67 or MS68, the price jumps. This is because very few coins survive the shipping and bagging process without sustaining tiny “bag marks” or scuffs.
Your Old Coin Could Be Valuable!
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| Grade Designation | Market Price Range |
|---|---|
| MS63 (Typical Uncirculated) | $0.50 – $1.00 |
| MS65 (Choice Uncirculated) | $3.00 – $6.00 |
| MS67 (Gem Uncirculated) | $15.00 – $25.00 |
| MS68 (Superb Gem) | $45.00+ |
Comparing your coin to professional photos can be difficult for beginners. Many hobbyists utilize the current market value for 2013 dimes to see what professional dealers are charging for certified grades.
Key Features and Identifiers for the 2013-D Dime
To properly identify a 2013-D dime, you need to look at three main areas: the obverse (front), the reverse (back), and the mint mark. On the obverse, the word “LIBERTY” is positioned to the left of Roosevelt’s neck, with the “IN GOD WE TRUST” motto below his chin. The date 2013 and the “D” mint mark sit together on the lower right side.
The reverse of the coin features an olive branch, an oak branch, and a torch. These represent peace, strength, and liberty, respectively. One thing serious collectors look for on the reverse is “Full Bands” (FB). This refers to the horizontal bands on the torch being fully separated and distinct.
A 2013-D with Full Bands is significantly rarer than one with “flat” or merged bands. If you think you’ve found a “FB” specimen, the CoinKnow app can help you examine high-resolution examples to see if yours qualifies for a premium price. If you want to dive deeper into the specifics, you can check the Roosevelt Dime 2013 value guide for detailed mintage breakdowns.
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The “Full Bands” (FB) Premium
The “Full Bands” designation is the holy grail for modern Roosevelt Dime collectors. The torch on the reverse has upper and lower sets of horizontal bands. In many strikes, these lines are blurry or fused together due to die wear or weak pressure during the minting process.
For a dime to be designated “FB” by grading services like PCGS or NGC, the separation between these bands must be complete and unbroken. A 2013-D dime with this designation can command a 50% to 100% price premium over a standard MS grade coin.
| Grade | Standard Price | Full Bands (FB) price |
|---|---|---|
| MS66 | $8.00 | $18.00 |
| MS67 | $20.00 | $45.00 |
Finding these in circulation is nearly impossible as the delicate details are the first things to wear away. Your best bet for finding a Full Bands dime is searching through original bank-wrapped rolls from 2013.
Your Old Coin Could Be Valuable!
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Rare 2013-D Dime Errors and Varieties
Modern minting technology is very efficient, but mistakes still happen. Errors are often where the most money is made with modern coins. For the 2013-D Roosevelt Dime, collectors look for specific mechanical failures at the Denver Mint.
One common error is the “Die Crack.” Because dies are used to strike millions of coins, they eventually crack under the pressure. This leaves a raised line of metal on the coin. Small cracks are worth a few dollars, but large, dramatic cracks can be worth $20 or more.
Another error to watch for is the “Off-Center Strike.” This happens when the coin blank (planchet) isn’t properly seated in the press. If the design is shifted by 10% or 20%, the value shoots up. A 2013-D dime that is 50% off-center and still shows the date can sell for over $100 at auction.
Always keep an eye out for “Doubled Dies,” although no major 2013-D doubled die varieties have been officially recognized as “major” yet. Using the CoinKnow app allows you to stay updated on new community discoveries regarding error types.
How to Store and Protect Your 10-Cent Treasure
If you find a 2013-D dime that looks exceptionally shiny and scratch-free, you must handle it correctly. Never clean your coins! Cleaning a coin—even with a soft cloth—will leave microscopic scratches that destroy its numismatic value. Professional buyers can spot a cleaned coin instantly, and they will usually refuse to buy it.
Your Old Coin Could Be Valuable!
Identify It & Know Its Real Value — Free Download
The best way to store a potentially valuable dime is in a PVC-free “flip” or a hard plastic coin capsule. This prevents the moisture in the air and the oils from your fingers from tarnishing the surface. For coins that appear to be in “Perfect” condition, you might consider sending them to a third-party grading service.
Grading can be expensive (often $20-$50 per coin), so it is only worth it if you have a coin you believe will grade MS67 or higher. For most “pocket finds,” simply keeping them in a cool, dry place is enough protection until you decide to sell or trade them.
Conclusion: Is the 2013-D Dime Worth Keeping?
While the 2013-D Roosevelt Dime isn’t going to fund your retirement, it is a fascinating piece of modern history. If you find one in your change that is exceptionally clean or has a strange minting error, it is definitely worth a second look.
Most people will encounter the circulated versions that are simply worth ten cents. However, by paying attention to the details—like the Full Bands on the torch or the sharpness of Roosevelt’s hair—you can find hidden gems that are worth much more to a dedicated collector.
Your Old Coin Could Be Valuable!
Identify It & Know Its Real Value — Free Download
FAQ
Q: Does the 2013-D Roosevelt Dime contain silver?
A: No, silver was removed from Roosevelt Dimes after 1964. The 2013-D is a clad coin made of copper and nickel. If you find a very shiny one, it is likely just a high-grade circulation coin or a “Proof” coin from a mint set, but it is not silver.
Q: What does the “D” stand for on my 2013 dime?
A: The “D” stands for the Denver Mint. Dimes produced in Philadelphia have a “P” mint mark, and those produced in San Francisco (usually for collectors) have an “S” mint mark. Denver is known for producing billions of coins for general use in the Western United States.
Q: How can I tell if my 2013-D dime grade is high?
A: Look at Roosevelt’s cheek and the fields (the flat background). If you see many tiny scratches or a “dull” appearance, it is a circulated coin. If it reflects light like a mirror and has no visible scratches without a magnifying glass, it could be a high-value Mint State coin.
Q: Where can I sell my 2013-D dime if it’s an error?
A: You can sell error coins at local coin shops, through online auction sites like eBay, or at specialized numismatic shows. Highly valuable errors should be authenticated by a grading service like PCGS before selling to maximize your profit.